Investment Advice
Personalised Advice from Redwood Financial
At Redwood Financial, our mission is simple: to help you grow, protect and enjoy your wealth, now and for generations to come, through our expert financial advice. We are here to offer experienced, FCA-regulated investment advice tailored to your life goals.
We all want the reassurance that we are making the right decisions to protect our future, quality of life, and legacy. For many people, that means making wise investments.
With so many options, from Cash ISAs to stocks and shares to specialist investment portfolios, it can be daunting and risky to go it alone if you have no previous experience, which is why professional financial guidance is essential. We strongly recommend that you take qualified professional advice before investing your hard-earned wealth.
We all live different lives and have unique financial objectives, which is why personal recommendations matter. At Redwood Financial, we will take the time to get to know you and understand your financial situation. We can provide advice to help you make informed investment decisions that are relevant to your circumstances, risk tolerance, and goals.
Whether you’re looking to grow your wealth, generate income, save a lump sum, or plan for retirement, our tailored advice ensures your investment strategy is built for purpose, aligned with your financial goals, and is tax-efficient, sustainable, and cost-effective.
Contact us today for investment advice
What does an Investment Adviser do?
Our Investment Advisers are authorised and regulated by the Financial Conduct Authority (FCA) to provide financial advice. We are not tied to any particular provider or institution, nor do we take a commission, so you can expect impartial financial guidance in your best interests from an independent financial adviser.
We can recommend a wide range of retail investment products based on your goals and the eligibility criteria. If you are a long-term investor, we can also recommend products not available on the high street, helping you maximise value from your existing investments and optimise the tax and charges on your portfolio.
Our Investment Advice Services
Investments
We can create a well-balanced, diverse portfolio designed around your financial goals. We’ll explain the risks, manage performance, and adapt your strategy as your circumstances change, all with transparent reporting and ongoing reviews. We can guide you on stocks and shares, Cash ISAs and Shares ISAs, as well as other investment decisions and products.
Pensions and Retirement Planning
We can help you with pension planning to help achieve your desired retirement lifestyle. Our advice covers consolidation, transfers, Defined Benefit (DB) and Defined Contribution (DC) Pensions, regular and lump-sum drawdowns, and annuity options.
Savings
Whether you’re saving for the short term or building for the future, our savings advice will help you find the most effective and tax-efficient way to make your money work for you. We’ll align your savings strategy with your goals, time horizon, and risk appetite.
Tax and Estate Planning
We also specialise in Inheritance Tax (IHT) Planning and Estate Planning. We’ll help you pass on more of your wealth to your loved ones through the use of Wills, Trusts, and tax-efficient strategies.
Access to Capital
If you need flexible access to your money, such as a lump sum to fund a purchase, we can help you explore borrowing options, including mortgages and asset-backed lending. Alternatively, we can advise you on maintaining liquidity in your investment portfolio without compromising your long-term goals.
Why work with Redwood Financial?
At Redwood, we pride ourselves on delivering an exceptional service, and as a small family business, our reputation is everything.
Personal service: Every Client relationship begins with understanding your story, your goals, and what truly matters to you.
Straightforward advice: No jargon, just clear, honest, and actionable guidance that helps you make confident financial decisions.
Holistic approach: We look at the bigger picture by integrating your Savings, Investments, Pensions, protection, and Estate Planning into one cohesive strategy.
Fair fees: We always charge fixed fees rather than hourly rates and don’t take commission. You will always know the full cost upfront.
No hard sell – We are not here to sell products, we are here to offer independent, personalised, standalone investment advice.
The Redwood Financial Guarantee
Your first meeting with us is fully covered by the Redwood Financial Guarantee, giving you complete peace of mind from the very start. This means that at the end of your initial meeting, if you don’t feel it was worth the meeting fee, you won’t pay it – no questions asked.
If you want to learn more about Redwood before your Initial Meeting, please visit our Events Page and book a place at one of our free Public Information Events.
Get Trusted Investment Advice From Redwood Financial
We would be delighted to offer you a complimentary 10-minute telephone meeting with an Adviser to discuss Estate and Financial Planning.
Please complete the Callback Request Form to book a telephone meeting. Follow-up meetings can be via video call or face-to-face at our offices in Droxford, Hampshire.
As an award-winning and professional firm, our Initial Meetings are about providing you with bespoke advice.
How does working with us benefit you?
- Your Initial Meeting is about you and your needs
- You never feel pressured or get sold to
- Your existing planning is reviewed to see if what you already have in place, meets your needs and if it does, we will tell you
- Your Initial Meeting is covered by The Redwood Guarantee
The Redwood Financial Guarantee
At Redwood we pride ourselves on delivering an amazing Client service and as a small family business, our reputation is everything. This means at the end of your Initial Meeting if you do not feel it was worth the meeting fee then you simply won’t pay it. No questions asked!
So, if you want to know more about Redwood, before booking your Initial Meeting, please visit our Events Page and book onto one of our free Public Information Events.
Frequently Asked Questions about Investment Advice
Most people do not want to gamble with their life savings on stocks and shares. We always recommend that you seek professional financial advice before investing your money. A good independent Financial Adviser will provide you with an investment recommendation to help you achieve the returns you desire, aligned with your financial situation. Not only will it help you make informed decisions, but it also provides you with the most consumer protection should anything go wrong with your investment.
Investment advice fees vary. The average hourly rate in the UK is about £150, but it can be more. Others charge a set fee of several hundred or even thousands of pounds. Others take monthly payments, either a flat fee or a percentage of your investment.
At Redwood, we don't charge by the hour or believe in commissions. Our investment advice is charged on a fixed-fee basis. At each step of the process, we will provide a quote before we do the work, so you will always know what is owed to the last penny.
Investment advisers are there to guide you on which investment products match your goals, current situation and risk tolerance. They will draw up a personalised investment strategy, but cannot hold your money.
An Investment Manager/Provider is responsible for managing your money in your best interests. They will purchase shares and funds which they believe best meet your goals, risk tolerance, and pre-agreed strategy.
It is essential to do your homework before committing. Consider:
Referrals and reviews - A personal recommendation is often a great starting point. Google Reviews are another great way to assess a business's credibility. At Redwood, we are very proud of our many 5-star reviews.
Financial Conduct Authority (FCA) Register - You can check any firm or adviser on the FCA Register to make sure they’re authorised. But remember that it doesn't eliminate all risk.
Check Trading Standards - Look at their Buy With Confidence scheme, which lists accredited businesses.
Check Qualifications - Our Advisers are all Certified by the London Institute of Banking & Finance and hold numerous industry-recognised qualifications, including DipFA, CeRER, and CeLTCI.
Free events and resources - Free in-person events and online resources are a great way to get a feel for a business. Redwood holds free Public Education Seminars across Hampshire, and we also have regular webinars.
Investing in stocks can help you achieve far better returns than even the best savings account, but it's not a decision to take lightly. Our Advisers will guide you based on what you want to achieve, how long you're looking to invest, your risk appetite, current finances, available funds, costs, and tax implications.
Contact us for long-term and standalone investment advice, but please note that our minimum investment threshold is £250,000. For more insights into investing, see our blog.
We believe that truly personalised advice takes more than algorithms. When you speak to Redwood, you’ll always reach a real person who is familiar with your goals and cares about your investments. We embrace the use of technology to support our relationships, but it will never replace the human touch. Our meetings are always held in person, by video call or by telephone.
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