Google Rating

5.0

Based on 184 reviews

Redwood Financial, Droxford, Hampshire

5.0

Paul V

Just to say that my wife and I recently attended (via Teams) our personal annual financial review meeting with Nicola at Redwood, which we found most helpful. Nicola prepared a very informative set of slides, but, also dovetailed into her presentation explanations of the key issues that we had said we were unsure about. The set of data illustrated clearly the path that we are on with our finances and we discussed the various options that we could consider both in the short and longer term to tailor our investment portfolio to our needs. All in all a very helpful and encouraging meeting. Many thanks.

Phillip E.

Thanks to Nicola and team for warm welcome when visiting the office for our annual review of our mother’s investment.We found the experience very professional and comforting that investment was being looked after in capable hands.Thanks Phill & Jez Evans

Simon B.

Im very pleased with the promptness and quality of the work Redwood does for me. I’m confident in my future thanks to them.

Jude S.

Wonderful support from a "family feel" business

Martin & Jayne C.

Really sound advise from Steve and his team- very professional with every step explained clearly with our best interests in mind. Would not hesitate to recommend them.We have just had a follow up signing meeting with Steve and his lovely staff along with our sons. Everything was explained to them in language that was easy for them understand - they were made to feel very at ease and encouraged to ask questions at ever point.

Janine B.

Neil D.

Easiest planning ever.

Anne G.

I have been taking Ken Bannister's advice for financial planning for many years through his different enterprises and am now very happy to continue to do so with Redwood. As a company I have found them to be extremely helpful, knowledgeable and very clear in everything we cover, with excellent communcation. For estate planning Stephanie has given me confidence that my inheritance plans are well in place for future generations. To sum up, friendly and professional!

Rosanna V.

The incredible team at Redwood are nothing short of fantastic! Sorting out finance things can be so overwhelming and Redwood have made it easy and accessible to understand -dare I say enjoyable! Thank you all so much for all the care and time you take with all of us clients, you are all miracle makers!

Wendy G.

I was recommended Redwood Financial Services by a friend some years ago. I have used them for financial advice as well as Estate planning too.They do not make me feel foolish, when I ask questions about my finances or when dealing with my Will. Nothing is too much trouble. They are so patient.I have recommended them to friends and family.

Terri S.

Always professional, friendly and tolerant!

Darren S.

Fantastic service, from face to face meetings to phone calls and email help. Can't recommend Redwood enough, Justine is superb.

Margaret G.

I have been with Redwood for over thirty years and have always had full confidence in their services. The markets may have fluctuated over the years but Redwood's finance knowledge and controls has meant that my finances have always been in safe hands.

David C.

Have used the Redwood services for a many years and have always found their staff professional and helpful. You are treated as a person (not just a number) and they explain the pros & cons in a straightforward manner. Would recommend them.

Nicki S.

Redwood have supported us for a number of years now and we continue to be very happy with the service they provide. They listen carefully to our needs and their advice is clear and concise. They are highly responsive and we feel like we are in very safe hands.

Janet G.

Very pleased with Redwood Financial. Ken has been our advisor for many years & always explains things very clearly. The office staff at Redwood are very friendly & helpful. I am very happy with my investments

Barry S.

Excellent customer service would recommend

Doug “cloudstuff” C.

We really value the breadth of experience and expertise that Redwood Finance bring to support our specific needs and options surrounding important decision making. Whether it’s savings and pension matters or estate planning, wills and trusts, you know they’ll equip you and guide you with practical understandable advice. Financial SatNav.

Chris W.

Redwoods have patiently helped us prepare our financial affairs through changing government schemes, keeping us advised of up-to-date requirements and influences. With a family trust and IHT to negotiate, we are fully confident in Redwood's service.

David G.

With Helena's poor state of health we needed to urgently review our estate planning especially with impending changes in inheritance tax on April 2027. Having started the search for advice we liked the clear approach in the Redwood webinars. As we have traveled along the estate planning pathway set out by Redwood we have been pleased with all the staff attention to detail and pleasant approach especially Steve, Lisa, Justine and Chloe. They have set out options and advice clearly and we are happy to recommend them.

Henrietta V.

So professional and so interested in all their clients as individuals. A really lovely, efficient, knowledgeable bunch, and super human beings at that! Highly recommend. Thank you for sorting our future out!

Mark P.

Fantastic organisation and great people

Tina T.

I’ve had the pleasure of working with this independent financial advisory firm for many years, and I can confidently say they have been exceptional every step of the way. From the very beginning, their approach has always felt genuinely personal—they take the time to understand not just the numbers, but my goals, concerns, and long-term aspirations.Jasmine and the team are truly outstanding. They are approachable, knowledgeable, and consistently go above and beyond to ensure everything is clear and tailored to my situation. No question ever feels too small, and their guidance has always been thoughtful and reassuring.What really sets them apart is the combination of professionalism and care. Over the years, they have helped me achieve great financial outcomes, always with a steady, well-informed strategy that gives me confidence in the future. It’s rare to find a team that balances expertise with such a strong personal touch.I wouldn’t hesitate to recommend Jasmine and the team to anyone looking for trusted, long-term financial advice.

Glen H.

The help and advice that Redwood Financial Services has given us now over a number of years has been absolutely first rate. Not only the service but the professional yet friendly manner all the team have treated us has been award winning - we feel like they are our friends not just our advisors. The culture Jasmine and Steve have instilled in this company is what others should aspire too. For Amy organising us, Claire updating us and Nicola doing our annual review a huge thank you.

Robert E.

We have been associated with Redwood for over ten years, dealing with a wide range of aspects concerning our finances. They have advised us on pensions, estate planning and investments. Throughout all this time we have found them to be totally professional, helpful and friendly. We have absolute confidence in the team and know that they are always ready to help us with any advice or questions that arise. Particularly useful are the review meetings, which guide us on the performance, future legislation and our future requirements. No hesitation in recommending Redwood Finacial!

Brenda S.

Our association with Redwood Financial began, several years ago, from tentatively attending a presentation at a local hotel about options on making a will. Steve and his daughter, Jasmine, were incredibly impressive in presenting the information, exemplified with various family case studies. These were fictional, but highlighted how complex it could become to create wills which suited every need. Thus, we started our relationship with this company and promptly updated our wills. This led onto Estate Planning and setting up Trusts for our sons.We were so pleased with the clarity of explanation and transparency of fees that my husband felt completely confident in placing his pension planning with Jasmine.Our sons are now looking to make their own wills and will use Redwood Financial, with the confidence of having a family based business to inform them. Finding a company that offer a personalised, professional approach is like finding a hen's tooth in today's big corporate environment. At Redwood, you have the best of both worlds; an individualised relationship but with access to the best performing platforms/ investors which enable our family to feel that we have made sound decisions. With opportunities for regular revues, you can adjust your planning for changing circumstances. Trusting Redwood Financial is one of the best decisions we have made.

Paul K.

Another excellent Annual Review Meeting with Ken Bannister of Redwood Financial. Redwood provide a first class service. Redwood staff are all highly motivated and make their customers feel valued as individuals. It is a pleasure to deal with this Family Business.

Peter N.

Superb financial advisers (family based).Put their clients totally to the forefront of their business, with excellent service and communication. Regular client events ensure involvement and openness with their own business and the financial providers they use. Very family finance orientated with long-term & generational planning at the forefront. I totally recommend a discussion with them so they can show what they can achieve.

Trev L.

Very Good[Ed to original review]I have been working with Redwood Financial for approximately seven years now, from my initial assessment at a presentation through personal meetings, conferences and social events. Redwood has something which, in my experience, is a rarity these days: humanity and family values. Thank you so much, Redwood, for helping to bring peace of mind to the next stage of my life so that I can separate key signals from the noise. Thank you to the WHOLE team because we rise and fall as a TEAM. 🙏🙏#GodBless #31stMay2025[Update: 17022026: Thank you, Redwood, for your continued great support and care in furnishing our familial needs. Steph and Justine epitomise your care, and teamwork continues to shine through. 🙏]

Mary C.

My annual review with Ken was as always elegant

keith S.

I was recommended Redwood by a friend. I needed some Will & Estate planning and found them 1st class for both the information supplied and the service.

Graham J.

We attended the Redwood client conference last Friday. It was the usual excellent informative day with brilliant guest speakers. If anyone is looking for a professional and friendly financial advisor Company then I would highly recommend Redwood. They continue to deliver high levels of service for their clients including the best possible financial returns.

John G.

All very good. Everything was explained in detail . Everyone is very pleasant and try to make it a good experience. They even provide tea / coffee and biscuits as well as a designated parking place. Excellent.

peter B.

We discovered that we needed Trust Wills through the excellent Redwood seminar program, and found a world unknown to us. Engaging them to produce our new wills, we were very impressed by their depth of knowledge and attention to detail.The quality of the staff is unusually high and their interpersonal skills are outstanding, extending to Roxy, our springer, being present at every meeting. They all love her and she shows it. Lovely to see.We give the highest recommendation for Redwood to solve your age related issues, e.g Wills and Trusts, Pensions, Estate planning and Investments.Our special appreciation goes to the magnificent Justine, who steered us with ease through the complexities of the signing stage for completion.Love to all,Hazel, Peter and Roxy

Colin E.

This is a company who takes a personal interest in your investments. Well recommended.

Robin B.

Redwood Financial have provided reliable, prudent and very well-informed advice and support for my investments and pension for several years and I have found them to be professional, conscientious and exceptionally diligent in their approach to every aspect of their services. Their financial advisors have an exceptionally broad understanding of their brief and a comprehensive product and market knowledge which results in a tailored approach to individual financial requirements. The team around them, maintaining client relations and process administration, is delightful, hugely competent, motivated and client-focussed which makes any and all interactions easy, efficient and assured. Highly recommended.

Mike B.

I worked with Steve and the team at Redwood recently for estate planning. They were very helpful, provided clear information, and enabled me to make the best decision for my future. Nothing was too much trouble - they made a complex subject easy to understand.Highly recommended!

Steve

I have been with Redwood for nearly 15 years and have found Steve, Jasmine, Nicola and the wider team to be both knowledge and extremely helpful. I would highly recommend them as a totally professional team committed to providing high quality advice and guidance and always with my best interests at heart.

James T.

I contacted Redwood to discuss consolidating my pensions. Also I knew Ken Bannister from previous experience. I am delighted with the progress made to date. I have had excellent meetings with Ken where everything is explained to me clearly and in terms I understand. The communications from Kayleigh and the reports being sent to me are also excellent quality and informative. Very pleased with progress to date.

G A.

Excellent advice as always, thank you Ken.

Robert A.

Thank you Ken for your excellent advice, much appreciated.

graham S.

Thankyou for your efficiency, knowledge and Professionalism.

Colin E.

I moved to Redwood Financial to manage my Pension Portfolio in April 2023 following the retirement of my previous adviser who introduced me to them. Their services have been excellent, their advice sensible and clear and their charges competitive. My position as an Owner Director of a lLmited company makes my position slightly different to the mainstream and they have understood my requirements and worked with me to create a sensible retirement plan. I would highly recommend them.

Andrew B.

Nicola reviewed our investments in a pension and some ISAs, held by my wife and I. She has recommended some changes which we expect to give better returns. Everything was well prepared and explained to us. We remain very happy with the advice and support from Nicola and the Redwood team.

Fiona W.

We have been very impressed by the professional and knowledgeable service from Redwood. All the staff have been exceptional and clearly want to provide excellent customer service

Deborah H.

Redwood have supported my family and I for many years and their service and support in all issues is amazing.I cannot recommend the team enough especially if you are unsure of what you need to do regarding wills , trust funds, savings and pension advice.Thank you Redwood team for being such great friends and I hope this will continue for many years to come

Graham S.

We had reached our 70's and realized that we needed to ensure our estate was not open to possible extra taxation costs and security for our direct family. We attended a Redwood seminar and decided to take further advice. They were very proffesional, patient and understanding. They treated us with respect and kept everything in simple laymens terms.

tim D.

Steve and his team did a fantastic job sorting out a new Will and Power of Attorney for myself, in addition to setting up a Trust Fund after the death of my wife. They were sympathetic throughout the process during a difficult time and I wouldn't have any hesitation in recommending them for similar work.

Kathy C.

I really cannot recommend Redwood Financial enough. All members of the team were so friendly and helpful and Steph did a sterling job guiding us through all options and ensuring we were happy with our decisions. The information provided throughout the process was clear and concise and the provision of the Will Commentary is brilliant - it will make life much easier for those who have to look after our affairs when the time comes.Thanks Redwood Financial for a fabulous service.

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Home / Estate Planning

Estate Planning Services

Estate Planning isn’t just about who gets what. It’s about protecting your assets so you can pass on more of your legacy to loved ones. Redwood Financial’s award-winning Estate Planners can guide you through this often complex process to help safeguard your wealth and pass on your assets in the most tax-efficient way.

Estate Planning Services to protect what matters most

It takes a lifetime to build a legacy, which is why Redwood Financial is passionate about helping people to protect their hard-earned wealth. Due to its complexity, Estate Planning is often misunderstood and underutilised, but we’re here to offer guidance every step of the way.

Since 2007, we have provided the highest-quality Financial Planning to help clients grow, protect, and enjoy their wealth. We would welcome the chance to do the same for you, to help secure your legacy and your family’s future.

Do not hesitate to contact us today to talk about Estate Planning with a professional Financial Adviser

I worked with Steve and the team at Redwood recently for estate planning. They were very helpful, provided clear information, and enabled me to make the best decision for my future. Nothing was too much trouble – they made a complex subject easy to understand. Highly recommended!

Mike Bainbridge

Estate Planning Client

What is Estate Planning and why is it important?

Estate Planning is not just for the very wealthy: if you have assets such as money, property and possessions, you have an ‘Estate’, and it’s important to safeguard it.

Estate Planning is about deciding what happens to your estate both during your lifetime and after you die. It helps protect your wealth, reduce your Inheritance Tax liability where possible, and ensure your wishes are understood and followed.

In practice, Estate Planning involves putting the right legal documents in place, such as a Will, any relevant trusts, and Lasting Powers of Attorney. Together, these documents dictate how your affairs will be managed if you lose the mental capacity to make decisions or pass away.

Crucially, Estate Planning is also about reducing the amount of Inheritance Tax due on your estate, to minimise the financial burden on your beneficiaries.
Without a robust estate plan, important decisions about your money, property and care can be left to the courts. This can result in delays, unnecessary stress, and more tax paid than necessary.

The good news is that with a bit of thoughtful planning, you can help protect your assets, ensure your wishes are made clear and pass on more of your wealth to family members.

Our Estate Planning Services

Will Writing

Whether it is a basic Will, Living Will or a Will Trust, our Estate Planners can talk you through all the options and important things to consider when making a Will. We will guide you in selecting appropriate Executors and in structuring your Will, so it remains flexible and future-proof for life’s inevitable changes.

Read more about Wills >

Lasting Powers of Attorney

Perhaps controversially, we believe Lasting Powers of Attorney are more important than a Will. Because, as opposed to a will, it protects you while you’re still alive, should you ever be unable to make decisions yourself. We’ll help you put the right Financial and Health & Welfare LPAs in place, so trusted people can act on your behalf to ensure your wishes are upheld and to avoid unnecessary stress.

Read more about Lasting Powers of Attorney >

Trusts

Trusts have been around for nearly 1,000 years, yet remain a widely misunderstood and underused part of UK law. If executed well, trusts can be a powerful way to protect family wealth and reduce Inheritance Tax. At Redwood, we demystify Trusts and can explain your options in plain English, regardless of the size of your estate.

Read more about Trusts >

Funeral arrangements and personal wishes

During Estate Planning, we will need to discuss your wishes for what happens after you’re gone, including your funeral arrangements. Whether you want to be very specific or keep things simple, we’ll help you clearly record your preferences to make things easier for those you leave behind.

Inheritance Tax Planning

With the right planning, it may be possible to significantly reduce, or even eliminate, your family’s Inheritance Tax bill. We’ll help you understand the allowances, reliefs, and exemptions available to you, and put a strategy in place to ensure more of your wealth passes to the people you care about.

Equity release

If you want to access wealth tied up in your home, you may consider Equity Release. We can give you clear, impartial guidance to help you understand whether it’s right for you and how it fits into your wider financial and retirement plans.

Digital assets

You may not have considered it, but these days, we leave behind a digital legacy as well as a physical one. For example, online bank accounts, photos, emails and cryptocurrency need the same consideration as your more tangible assets. We’ll help you document your digital assets so they are well-managed and distributed properly when the time comes.

Care Fee Planning

In the UK, the financial assessment process can make it difficult to get full or even partial funding to cover care fees. With proper planning, you can protect your assets in advance so the local authority can make a fair contribution, where possible, when the time comes.

Secure Document Storage

Your estate planning documents are too important to risk losing or getting damaged. Redwood’s secure document storage service keeps everything safe, organised, and accessible in one place, so it’s immediately available when it’s needed most.

Read more about our Secure Document Storage >

Not sure where to start?

Estate Planning can feel overwhelming — especially if you’re not sure whether you need a Will, an LPA, a Trust, or all three. Many of our clients come to us with exactly that question.

The Estate Planning process

Estate Planning is a complex subject, so it’s wise to seek professional help and advice. At Redwood Financial, we will guide you through the process with ease.
This is what you can expect:

“The webinar made everything clear. We had no idea how exposed we were until now. Thank you for making this so easy to understand.”

— Sarah & Martin B., Hampshire

What Others Say About Redwood

Delivered by experts at Redwood Financial, with over two decades helping families across the UK protect their estates.

Please take the time to leave a Buy With Confidence review or a view on Google or Facebook.

“I found it surprisingly enlightening!”

Jodie & Matt, Christchurch

“Complicated financial matters: Sorted!”

Tony & Lesley, Eastleigh

“Turning financial confusions in to financial clarity!”

Mary, Petersfield

“A very positive experience with no pushy sales!”

Eileen & Robert, Hayling Island

“A really helpful Seminar, these guys know their stuff!”

John & Maureen, Fareham

“This Seminar gave me the knowledge and confidence to finally sort my Estate Planning.”

Shirley & Ken, Shanklin

“Great use of case studies helps bring the subject to life. Just the right length and good to be able to ask questions!”

Mike, Winchester

Frequently asked questions about our estate planning services

What do Estate Planners charge?

A quick online search shows just how wide-ranging Estate Planning fees are. For your peace of mind, we operate a Fixed Fee Policy that outlines the costs to the penny before you instruct us to act on your behalf. On average, our Estate Planning Clients pay £3,684. You can view our fixed price fees here

What are the four important Estate Planning factors?

The four most important factors to consider when Estate Planning are: Inheritance Tax, care fees, bloodline protection and appointing appropriate Executors, Trustees and Attorneys. Read our blog for more information about these four important factors.

Can I do my own Estate Planning?

We understand why some people are tempted to handle their own Estate Planning, but we always recommend seeking professional guidance from a qualified financial adviser. The risks involved in doing it yourself include making mistakes in your legal documents or misunderstanding the tax implications.

The worst-case scenario is that your documents are unclear or not legally valid, which can go unnoticed until they are called upon. This can end up in stressful disputes, as well as costing your loved ones thousands of pounds in legal fees and Inheritance Tax that may have been avoided.

Estate Planning vs Financial Planning - what's the difference?

Financial Planning and Estate Planning, although different, are two sides of the same coin.

Estate Planning involves drafting all the legal documents needed to protect your wealth, including Wills, Lasting Powers of Attorney and Trusts.

Financial Planning involves utilising the right financial products for your investment and pensions to help minimise tax and grow your wealth.

The confusion often lies in the fact that some Financial Advisers don’t do Estate Planning, and vice versa. At Redwood Financial, we are proud to be qualified specialists in both Financial and Estate Planning, allowing us to see the big picture. We can handle all your affairs to save time and money.

Estate Planning vs Wills

To many, Wills and Estate Planning are interchangeable terms, when in fact they are quite different.

Your Will documents who should receive what from your assets when you die.

Estate Planning helps protect your assets from risks that reduce the value left in your Estate and your family’s inheritance.

Of course, there is nothing wrong with just having a basic Will if you just want to stipulate who gets what when you die. However, a Will alone cannot help reduce Inheritance Tax, or protect your Estate from care fees, or relationship changes. That’s when professional Estate Planning advice becomes essential.

What about married partners and civil partners?

Under the Rules of Intestacy, only a legal spouse or civil partner has an automatic right to inherit an estate. This means that if you are still legally married or in a civil partnership, even if you are separated, your spouse or partner may still inherit when you die. Therefore, updating your Will is essential if you do not want your Estate to pass to a separated spouse.

Can gifting money reduce Inheritance Tax?

Gifting money can help reduce Inheritance Tax if it’s done correctly. Many lifetime gifts fall outside your Estate if you live for seven years after making them. Some cash gifts are immediately IHT-free, including the £3,000 annual allowance, small gifts, gifts from surplus income, and gifts between spouses or civil partners. Read more about Inheritance Tax planning.

Still have more questions? Check our helpful videos at the link below, or check out our YouTube Channel.

Rated 4.9 ★★★★★ by over 120 Google reviewers

FREE 40-Minute Estate Planning Webinar

Join our expert advisers online for a plain English introduction to Wills, Trusts, and Inheritance Tax — and find out how to protect your estate. Register for a live or on-demand session today.

Contact us to start the Estate Planning process

Estate planning is about making informed choices that protect your assets and support your family’s future. By focusing on the areas that matter most, you can reduce unnecessary tax and ensure your wishes are carried out.

If you’d like help understanding your options, contact us to arrange a meeting with one of our experienced Estate Planners.

Contact us to start the Estate Planning process

Estate planning is about making informed choices that protect your assets and support your family’s future. By focusing on the areas that matter most, you can reduce unnecessary tax and ensure your wishes are carried out.

If you’d like help understanding your options, contact us to arrange a meeting with one of our experienced Estate Planners.

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